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"Thanks A MILLION!"
"Dear Diane and Team, We just wanted to express our immense gratitude for your help in selling our home. After sitting on the market for months with another realtor, we were thrilled that after listing with The Diane Caudill Team our home sold within three weeks' time! Our buyers told us afterwards that they were drawn in by the Virtual Tour on you website. It really showed off our home to its best advantage. This strong internet presence, and the support of your excellent team, were the keys to getting our home sold. And to think we almost didn't get to move into the house we were building! We're so happy and excited to be on our way to Atlanta. Thanks for everything."
Scott and Kathleen Broka
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Financing Your Home >Qualifying For A Loan
It is useful for home buyers to understand the difference between loan pre-qualification and pre-approval. Pre-qualification, which in today's marketplace is usually done by mortgage brokers, means working with the buyers to determine how much they can afford and which loans are the most likely to be available to them. Loan pre-qualification can save buyers time and money and can even be a bargaining tool with a seller. However, pre-qualification is not the same as loan "pre-approval". The mortgage broker can often get the buyer a pre-qualification letter, but pre-approval must be issued by the mortgage lender.
Pre-approval means that the lender has definitely committed to loaning the buyer money, once the house itself is approved. Since it is a much stronger pledge, it is a much more valuable negotiating tool. When you hear someone talking about "pre-approval", they are referring to specific acknowlegment by a lender that they are willing to loan the buyer money. The real estate agent can be of assistance in this process.
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| Q |
What land did the U.S. Government buy for $7.2 million?
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| A |
In March 1867, the US bought all of Russian America (Alaska) from Russia. |
 See More Real Estate Trivia > |
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- NUMBER1EXPERTS™ 
