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Financing Your Home >The Loan Application

When you have decided on a mortgage lender, you begin the loan process by filling out a loan application. You should be fully prepared to go over your current financial situation and credit history with the loan officer.

Have a record of all of your current bank accounts, including the name and address of bank(s), type of account(s), and approximate balance(s). Be prepared to provide details about outstanding loans, including student loans and major credit accounts. You will also need information about your assets, such as car title, stocks and bonds, and life insurance policies. If you foresee any credit problems, ask the loan officer for advice on how to keep them from interfering with approval of your mortgage loan. The loan officer can usually give you a prompt opinion about your chances for obtaining a mortgage.

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Q	Which law allows a person to give another individual up to $10,000 a year without any tax consequences?
A	The Federal Gift Tax Law allows both parents to give a child (or anyone) $10,000 each in one year.
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The Diane Caudill Team, REALTORŽ, real estate agents and broker for Fort Wayne, Auburn and Columbia City Indiana home listings, property and land for sale - NUMBER1EXPERT(tm)

The Diane Caudill Team
North Eastern Group Realty
10808 La Cabreah Lane
Fort Wayne, IN 46845
260-469-4069
Toll Free: 888-489-7653
Fax: 260-489-7950
Email: Diane@DianeCaudill.com
Stop worrying and START PACKING with Diane Caudill and her team of skilled, caring people. Diane has been helping families buy and sell homes in Fort Wayne and the surrounding area since 1985. Her experience and skill have led to the development of the teams Smooth Move 24/7 marketing plan and a comprehensive buyer assistance program.

Included in the team is Dianes daughter, Cindy Burkhart, who specializes in helping buyers find their dream home; and life partner Ron, whose specialty is marketing and client care. Call the Diane Caudill Team today and learn why you can Stop Worrying And START PACKING.

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